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About Us

 

We're Stearns Lending, LLC... and we can help!

Headquartered in Santa Ana, California, Stearns Lending, LLC, has provided 20+ years of exceptional mortgage lending services throughout the contiguous United States and Hawaii where licenses are held.   Stearns is recognized as the 8th largest lender in the nation by volume and the 19th largest lender by the number of loans funded.  Overall, Stearns increased loan volume by 773% from 2009 through 2010, and funded $7.2 Billion in 2010.

 

Why should our growth be important to you?  Our success in residential loan origination is predicated on providing service levels that will meet your needs... while exceeding your expectations!  Now more than ever, experienced staff and the right resources are the most important qualities to look for in a lender.  Our mission at Stearns is to provide you (our customer) with the personal attention you deserve.  This includes having the loan products that will meet your individual circumstances and providing the exceptional service / support required from the time we take your loan application – throughout the loan process – until your loan is closed and we have satisfactorily completed the transaction.

 

Stearns is licensed and approved to conduct business in 45 states and with HUD, the U.S. Department of Housing and Urban Development.   Additionally, Stearns is approved with GNMA, the Government National Mortgage Association (Ginnie Mae), FNMA, the Federal National Mortgage Association (Fannie Mae), FHLMC, the Federal Home Loan Mortgage Corporation (Freddie Mac), and is approved by the VA, the Veterans Administration and by FHA, the Federal Housing Administration.

 

Stearns merges the extensive experience and efficient services of a mortgage bank with the flexibility and product variety of a mortgage broker to create a more comprehensive way of lending.  Loan applications are handled on a regional basis, eliminating the need to ship your application across the country for underwriting, approval and document preparation.

Our commitment to excellent customer service continues long after you have signed your closing documents.  When changes arise in interest rates or market activity that may be advantageous to you, rest assured that we will contact you to advise you of your available options.  Not only will we be your mortgage lender, we look forward to becoming your one-stop mortgage information resource.

 

Stearns, as a Direct Lender and Residential Loan Provider, has an OUTRAGEOUSLY TALENTED ™ team of mortgage professionals committed to helping you!

 

 

Stearns Lending, LLC, is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.  Stearns Lending, LLC, Corporate Headquarters is located at:  4 Hutton Centre, Suite 500, Santa Ana, CA  92707.  Office:  (714) 415-3528

 

 

 

 
 
 

Refinance

We can assist you in locking a long-term fixed rate or refinance and get cash out.  We can help!  To get started click here

Purchase

Purchasing a home will likely be one of the most important investments you'll ever make. We can help!  To get started click here

FHA loans

FHA home loans provide higher loan to value, lower rates and enable more people to qualify.  We're FHA experts... We can help!
To get started click here

 

 

 

Licensing Information  -  Stearns Lending, LLC Licensing Disclosure

Stearns Lending's policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. © 2017 Stearns Lending, LLC.

All Rights Reserved. Corporate Stearns Lending's policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. © 2017 Stearns Lending, LLC. All Rights Reserved.

Corporate NMLS#1854. Licensing Information. NMLS#1854. Licensing Information.